Legal Document

karika Terms and Conditions

Please read these terms and conditions carefully before using the karika platform. All rules regarding account registration, bonuses, deposits and withdrawals, and fair play are described in detail here.

Last Updated: 1 January 2026

These terms and conditions ("Terms") govern the use of the karika platform and all associated services. By creating an account on karika or using the platform, you agree to the full contents of these Terms. If you do not agree with any part of these Terms, please do not use the platform.

karika is a secure and reliable online gaming and betting platform designed for players in Bangladesh. Our platform offers sports betting, live casino, slot games, and much more. These Terms ensure that all users can play in a fair, safe, and responsible environment.

We recommend that you review these Terms periodically, as they may change as the service develops. For any questions, contact our 24/7 live chat support.

General Information and Definitions

Definitions of key terms used in these Terms and a general description of the platform.

Platform Introduction

"karika" or "we" refers to the karika online gaming platform and its operating entity. "Platform" refers to the karika.cam website and all services connected to it.

User Definition

"User" or "player" refers to any person who has registered on the karika platform and/or is using any service on the platform.

Service Definition

"Service" refers to all games, bets, live casino, slots, cricket betting, and other entertainment activities available on the karika platform.

Currency and Amounts

All financial transactions on the karika platform are conducted in Bangladeshi Taka (BDT / ৳). Bonuses and rewards are also displayed in Taka.

These Terms will be interpreted in accordance with the laws of the People's Republic of Bangladesh. Users should be aware of their legal rights before participating in online gaming activities under their local laws.

Eligibility and Account Registration

Conditions for opening an account on karika and membership rules.

Registration Eligibility

To create an account on the karika platform, users must meet the following conditions:

  • The minimum age at registration is 21 years. This service is only for those aged 21 and above.
  • You must be a resident of Bangladesh and have the legal right to participate in online gaming in this jurisdiction.
  • Only one account per person is permitted. Multiple accounts under the same person's name are prohibited.
  • All information provided at registration must be accurate, complete, and up to date.
  • The account must be operated in the user's own name and for their own benefit.

Account Security

It is the user's sole responsibility to keep their account password and login details completely confidential. Users are fully responsible for all activities carried out through their account. Any unauthorized access to the account must be reported to karika support immediately.

Verification Process

karika may request verification of a user's identity, age, and information at any time. Failure to complete verification may result in temporary suspension of the account and temporary withholding of deposited funds. A national identity card or other valid identification may be required for deposits and withdrawals.

Deposit and Withdrawal Policy

Rules regarding deposit and withdrawal limits, methods, and processing times on karika.

Transaction Type Minimum Amount Method Processing Time
Deposit ৳100 bKash, Nagad, Rocket, Upay, Bank Transfer Instant
Withdrawal ৳800 bKash, Nagad, Rocket, Upay, Bank Transfer 5–30 minutes

Deposit Rules

  • The minimum deposit amount is ৳100 (for all methods).
  • Only payment methods registered in your own name may be used.
  • Deposits through third parties are not accepted.
  • Deposits via bKash, Nagad, Rocket, and Upay are credited to the account instantly.
  • Bank transfers may take slightly longer to process.

Withdrawal Rules

  • The minimum withdrawal amount is ৳800.
  • Withdrawal processing time is generally 5 to 30 minutes.
  • Withdrawal requests are processed after verification.
  • After receiving a bonus, the wagering requirement must be met before a withdrawal can be made.
  • Unusual transactions may require additional verification.

Using deposited funds for any illegal activity is strictly prohibited. karika reserves the right to investigate accounts for suspicious transactions and, where necessary, to withhold deposited funds.

Bonuses and Promotional Offers

Terms and conditions for the welcome bonus and other promotional offers.

Welcome Bonus

karika offers new members a 150% bonus on their first deposit, up to a maximum of ৳10,000. For example:

  • Deposit ৳1,000 and receive a ৳1,500 bonus → total balance ৳2,500
  • Deposit ৳14,000 and receive a maximum bonus of ৳10,000 → total balance ৳24,000

The wagering requirement for the bonus is 25 times (the bonus amount must be wagered 25 times).

Bonus Usage Conditions

  • Each bonus offer must be used within a specified period.
  • A bonus is applicable only once per account.
  • The wagering requirement must be met before the funds associated with a bonus can be withdrawn.
  • Different wagering rates may apply for bonus bets on certain games.

Reasons for Bonus Cancellation

  • Claiming bonuses from multiple accounts.
  • Registering with false information.
  • Evidence of bonus abuse is found.
  • Failing to meet the conditions within the specified time.

VIP Program

karika's VIP program has three tiers, determined based on the player's activity:

  • Bronze — weekly cashback up to 0.3%
  • Silver — weekly cashback up to 0.5%
  • Gold — weekly cashback up to 0.8%

Moving up to a higher VIP tier is earned through regular play. karika reserves the right to determine and change VIP tiers at its own discretion.

Betting and Gaming Rules

General rules for placing bets and playing games on the karika platform.

General Gaming Policy

The outcome of all games on the karika platform is determined by fair and transparent Random Number Generator (RNG) technology. Game results are not predetermined or manipulated. karika regularly reviews its gaming systems to ensure fair play.

Sports Betting

Enjoy betting on cricket, football, kabaddi, and various other sports. Opportunities to bet on BPL, IPL, T20 World Cup, and ICC tournaments are available. All odds are updated in real time.

Live Casino

Participate in live games with real dealers. Live games from top providers including Evolution Gaming and Ezugi are available. There is no option to cancel a bet once a game is in progress.

Slot Games

Slot games from various providers including Pragmatic Play, PG Soft, JILI, and Spribe are available. Each game's own rules apply. The game's own terms and conditions regarding bonus features must be followed.

If a game is interrupted mid-round due to a technical issue, karika will make a decision regarding the incomplete bet for that round in accordance with its own policy. Please contact support if needed.

Prohibited Activities

Activities that are strictly prohibited on the karika platform.

Involvement in any of the following activities may result in permanent account termination and forfeiture of deposited funds.

Identity-Related Prohibitions

  • Operating an account under a false identity or in another person's name.
  • Operating an account on behalf of a minor.
  • Operating multiple accounts on behalf of the same person.
  • Registering using another person's personal information.

Technical Misuse

  • Intentionally exploiting system errors or bugs.
  • Playing games using automated bots or software.
  • Attempting to compromise the security of the platform.
  • Using a VPN or proxy server to circumvent geographic restrictions.

Financial Misconduct

  • Money laundering or illegal financial activities.
  • Using stolen or unauthorized payment methods.
  • Coordinated betting for the purpose of bonus abuse.
  • Attempting to illegally obtain funds through chargebacks or payment disputes.

Account Suspension & Closure

When and how karika may suspend or close an account.

Temporary Suspension

karika may temporarily suspend an account for the following reasons:

  • Identity verification process is ongoing.
  • Investigation of suspicious transactions.
  • Responsible gaming break at the user's own request.
  • Technical or security-related issues.

Permanent Closure

If a user participates in prohibited activities or commits a serious breach of the terms and conditions, the account may be permanently closed. In such cases:

  • Any bonus funds in the account will be forfeited.
  • Legitimately deposited funds may be returned.
  • Future registration may be prohibited.

Account Closure at the User's Own Initiative

Any user may request to close their account at any time. To make a request, contact us via 24/7 live chat or email. It is recommended that all withdrawable funds be withdrawn before the account is closed.

Privacy & Data Protection

karika's commitment to protecting users' personal information.

Data Collection & Use

karika collects users' personal information solely for the purposes of providing services, identity verification, transaction processing, and support. Information is not sold or shared with third parties, except where required by legal obligation.

Security Measures

karika uses SSL encryption technology to keep all transactions and personal information secure. Financial data is always stored in encrypted form. System integrity is ensured through regular security reviews.

For the full privacy policy, please visit our Privacy Policy page.

Limitation of Liability

The circumstances in which karika is and is not liable.

Disclaimer of Liability

karika accepts no liability in the following cases:

  • If a game is interrupted midway due to loss of internet connection or device failure.
  • If there is a disruption to the services of a third-party payment provider.
  • If account credentials are stolen due to the user's own negligence.
  • If financial loss occurs as a result of gaming beyond permitted limits.
  • If services are disrupted due to force majeure or unforeseen circumstances.

karika's Commitment

karika always strives to provide a safe, fair, and transparent service. karika is committed to providing appropriate resolutions for issues caused by technical faults on the platform. Users may contact support for any problem.

Dispute Resolution

The process for resolving any disputes or complaints.

Step 1: Contact Support

For any dispute or complaint, first contact our 24/7 live chat support. The support team generally resolves issues promptly. Please provide a detailed description of the problem along with any relevant information.

Step 2: Written Complaint

If the issue is not resolved via live chat, send a detailed written complaint to [email protected]. Include your account details, a description of the problem, the date and time, and your preferred resolution.

Response Timeframe

karika takes every complaint seriously and aims to respond within a reasonable timeframe. For complex disputes, additional time may be required for investigation, and the user will be informed of this.

Changes to Terms

How and when karika may change the terms and conditions.

Right to Make Changes

karika reserves the right to change, amend, or update any part of these terms and conditions at any time. Changes will be published on the website before they take effect. For significant changes, an effort will be made to notify users by email.

Acceptance of Changes

If a user continues to use the platform after the terms and conditions have been changed, they will be considered to have accepted the new terms. If a user does not agree with the revised terms, they must request to close their account.

Contact & Support

Contact us for any questions regarding the terms and conditions.

Live Chat Support

Use our 24/7 live chat support for any questions regarding the terms and conditions. Our Bengali-speaking support team is always ready to assist you.

Email Support

For written complaints or formal correspondence, email us at our support address:
[email protected]

For more information, visit our About Us, Privacy Policy, Responsible Gaming, and FAQ pages.

For ages 21 and above only  |  Play responsibly  |  Learn about our responsible gaming policy